ESI Calculator with PF Comparison

Calculate your ESI contributions and compare with PF deductions

Basic + DA + Allowances (excluding HRA, PF, etc.)

Your Contribution Breakdown

Component Amount (₹)
Employee ESI Contribution (0.75%)
Employer ESI Contribution (3.25%)
Total ESI Contribution (4%)
Employee PF Contribution (12%)
Employer PF Contribution (12%)
Total PF Contribution (24%)

This ESI calculator online helps employees and employers understand statutory deductions. Use it for accurate ESI calculation on salary and compare with PF contributions.

How ESI Calculator Works

Our advanced ESI calculator uses the official contribution rates to compute deductions from your salary. Here's the ESI calculation formula we use:

  • Employee ESI: 0.75% of gross salary (0.5% for disabled employees)
  • Employer ESI: 3.25% of gross salary (3% for disabled employees)
  • PF Calculation: 12% from employee + 12% from employer on basic salary
  • Salary Limit: ESI applicable only if gross salary ≤ ₹21,000/month

This PF and ESI calculator provides comprehensive results for both contributions in one place, helping you understand your complete deduction breakdown.

Why Use Our ESI Calculator?

Feature Benefit
Accurate ESI Calculation Precisely computes 0.75% employee + 3.25% employer contributions
PF Comparison Shows how ESI compares with Provident Fund deductions
Eligibility Check Automatically verifies if salary qualifies for ESI coverage
Downloadable Results Save your calculation as PDF for records or payroll
Mobile Friendly Works perfectly on smartphones, tablets and desktops

Understanding ESI Contributions

What is the ESI calculation formula?

The standard ESI calculation formula is: Employee pays 0.75% of gross salary, employer pays 3.25%, totaling 4%. For disabled employees, rates are 0.5% and 3% respectively. Our calculator applies these rates automatically.

How to calculate ESI on salary?

To calculate ESI on salary, multiply your gross monthly salary by 0.0075 for your contribution and 0.0325 for employer's share. For example, ₹20,000 salary would have ₹150 (employee) + ₹650 (employer) ESI.

What's the difference between PF and ESI?

PF (Provident Fund) is a retirement benefit (12%+12%), while ESI provides health insurance (0.75%+3.25%). Our PF and ESI calculator shows both deductions side-by-side for comparison.

Can I do PF and ESI calculation in Excel?

Yes, you can create a PF and ESI calculation in Excel using formulas like =A1*0.0075 for employee ESI. However, our tool provides instant results with eligibility checks and downloadable reports.

This ESI contribution calculation tool helps employees understand their deductions and employers compute accurate payroll contributions.

Frequently Asked Questions (FAQs)

ESI (Employee State Insurance) contribution consists of 0.75% deducted from employee's salary and 3.25% paid by employer, totaling 4% of gross salary (up to ₹21,000 monthly wage).

To calculate ESI, multiply gross salary (Basic + DA + allowances) by 0.75% for employee contribution and 3.25% for employer contribution. Our ESI calculator online automates this calculation.

Currently, employees earning up to ₹21,000 per month are eligible for ESI coverage. Our calculator automatically checks ESI eligibility based on salary input.

PF (Provident Fund) is a retirement savings scheme (12% from employee + 12% from employer), while ESI provides health insurance (0.75% + 3.25%). Our PF and ESI calculator compares both deductions.

Yes, you can create a PF and ESI calculation in Excel using formulas: =Salary*0.0075 for employee ESI and =Salary*0.0325 for employer ESI. Our tool also provides downloadable results.

Yes, our ESI contribution calculation tool is completely free, works on all devices, and requires no registration.