Calculate your ESI contributions and compare with PF deductions instantly
Learn about Employee State Insurance and how your contributions are calculated
ESI (Employee State Insurance) is a self-financing social security and health insurance scheme for Indian workers. It provides medical care and cash benefits to employees and their dependents.
Our advanced ESI calculator uses the official contribution rates to compute deductions from your salary
Here's how our ESI calculator online works:
Answers to common questions about ESI and how it's calculated
ESI (Employee State Insurance) contribution consists of 0.75% deducted from employee's salary and 3.25% paid by employer, totaling 4% of gross salary (up to ₹21,000 monthly wage).
To calculate ESI, multiply gross salary (Basic + DA + allowances) by 0.75% for employee contribution and 3.25% for employer contribution. Our ESI calculator online automates this calculation.
Currently, employees earning up to ₹21,000 per month are eligible for ESI coverage. Our calculator automatically checks ESI eligibility based on salary input.
PF (Provident Fund) is a retirement savings scheme (12% from employee + 12% from employer), while ESI provides health insurance (0.75% + 3.25%). Our PF and ESI calculator compares both deductions.
Yes, you can create a PF and ESI calculation in Excel using formulas: =Salary*0.0075 for employee ESI and =Salary*0.0325 for employer ESI. Our tool also provides downloadable results.
Yes, our ESI contribution calculation tool is completely free, works on all devices, and requires no registration.
The standard ESI calculation formula is: Employee pays 0.75% of gross salary, employer pays 3.25%, totaling 4%. For disabled employees, rates are 0.5% and 3% respectively. Our calculator applies these rates automatically.
To calculate ESI on salary, multiply your gross monthly salary by 0.0075 for your contribution and 0.0325 for employer's share. For example, ₹20,000 salary would have ₹150 (employee) + ₹650 (employer) ESI.
Yes, you can create a PF and ESI calculation in Excel using formulas like =A1*0.0075 for employee ESI. However, our tool provides instant results with eligibility checks and downloadable reports.
PF (Provident Fund) is a retirement benefit (12%+12%), while ESI provides health insurance (0.75%+3.25%). Our PF and ESI calculator shows both deductions side-by-side for comparison.